* { box-sizing: border-box; }
body {
  margin: 0;
  background: #fffbeb;
  color: #1e293b;
  font-family: Georgia, "Songti SC", "SimSun", serif;
  line-height: 1.78;
}

.mast {
  background: #1e3a5f;
  color: #f8fafc;
  padding: 16px 5%;
  display: flex;
  justify-content: space-between;
  align-items: center;
}

.mast .brand { color: #fde68a; text-decoration: none; font-size: 20px; }

.mast nav a { color: #e2e8f0; text-decoration: none; margin-left: 16px; font-family: "Microsoft YaHei", sans-serif; font-size: 14px; }
.mast nav a.current { color: #fde68a; }

.layout {
  width: min(1120px, 94%);
  margin: 24px auto 50px;
  display: grid;
  grid-template-columns: 1fr 280px;
  gap: 24px;
  align-items: start;
}

.ask-hero {
  background: #fff;
  padding: 26px 28px 18px;
  border-top: 6px solid #1e3a5f;
}

.ask-hero h1 { font-size: 28px; margin: 0 0 12px; }

.btn {
  display: inline-block;
  font-family: "Microsoft YaHei", sans-serif;
  background: #1e3a5f;
  color: #fff;
  text-decoration: none;
  padding: 9px 16px;
  margin: 8px 8px 0 0;
}

.btn-gold { background: #b45309; }

.ask {
  background: #fff;
  margin: 18px 0 0;
  border-left: 6px solid #1e3a5f;
  padding: 16px 20px 8px;
}

.ask h2 { font-size: 20px; margin: 0 0 8px; color: #1e3a5f; }

.q-band {
  background: #1e3a5f;
  color: #fff;
  padding: 18px 20px 10px;
  margin: 18px 0 0;
}

.q-band h2 { color: #fde68a; font-size: 20px; margin: 0 0 8px; }
.q-band p { color: #e2e8f0; }

.note {
  background: #fff7d6;
  border: 1px solid #f6d48a;
  padding: 14px 16px;
  font-size: 14px;
  font-family: "Microsoft YaHei", sans-serif;
}

.note strong { display: block; margin-bottom: 8px; color: #92400e; }

table { width: 100%; border-collapse: collapse; font-size: 14px; font-family: "Microsoft YaHei", sans-serif; }
th, td { border: 1px solid #ead9a8; padding: 8px; text-align: left; }
th { background: #fef3c7; }

.faq dt { font-weight: 700; margin-top: 14px; }
.faq dd { margin: 6px 0 0; font-family: "Microsoft YaHei", sans-serif; color: #475569; }

.foot {
  background: #0f172a;
  color: #cbd5e1;
  padding: 20px 5% 32px;
  font-size: 13px;
  font-family: "Microsoft YaHei", sans-serif;
}

.foot a { color: #fde68a; }

@media (max-width: 860px) {
  .layout { grid-template-columns: 1fr; }
}